Emergency Assistance: 07 4774 0144

No Interest Loan Scheme (NILS)

What are the Loans for?

Borrow up to $2,000 for essential goods and services, including:

  • Household items like appliances, whitegoods
  • Car repairs, registration and tyres
  • Medical and dental services
  • Technology like a mobile phone or laptop
  • Educational essentials such as computers and text books
  • Employment expenses like licences, training courses or equipment
  • Other loan purposes may be approved on a case by case basis

Borrow up to $3,000 for:

  • Other loan purposes may be approved on a case by case basis
  • Bond and rent in advance
  • Rates
  • Costs associated with a natural disaster

Eligibility:

  • You can show you can afford to repay the loan.
  • Earn less than $70,000 annual income (before tax) as a single person or $100,000 annual income (before tax) if you have a partner or children.

How does it work?

1

Enquire

Call 4774 0144 or 4779 7268 or use the enquiry form below for more information and an application form.

2

Gather Documents

All the necessary information required in the application form.

3

Assessment

The loans committee will make an assessment on your application, this can take up to 2 weeks.

4

Approval

Once approved, we will agree on affordable repayments up to 24 months.

    Contact the NILS Team